Paralegal BankruptcyServices

Reference

Chapter 13 plan form, district by district

Most bankruptcy districts require their own Chapter 13 plan form instead of national Official Form 113, and filing the wrong one is a routine out-of-district mistake. There is no single public source that says which is which, so we are building one from the primary sources as we work each district. Of the 37 districts verified so far, 34 require a local form and 2 use Official Form 113.

DistrictPlan formAuthority and detailOngoing mortgage
M.D. Fla.Middle District of FloridaDistrict guide →Local formModel Chapter 13 Plan, Administrative Order FLMB-2025-1. Due within 14 days of the petition; deviations go in Nonstandard ProvisionsNot yet verified
S.D. Fla.Southern District of FloridaDistrict guide →Local formLocal Form LF-31, Local Rule 3015.1-1, revised June 1, 2026 with the fully restated local rules. Pre-2026 rule citations no longer mapConduit
N.D. Ala.Northern District of AlabamaDistrict guide →Local formDistrict fillable plan required by Local Rule 3015-1(a) (rule eff. 12/1/2017; local rules eff. 3/1/2023). Borrows Form 113's Part structure, which is the trap. An unchecked Part 1 box renders that provision ineffective, and nonstandard provisions outside Part 9 are ineffectiveElective — trustee-disbursed columns control
N.D. Ga.Northern District of GeorgiaDistrict guide →Local formDistrict Chapter 13 Plan Form v1.4 (Dec. 2020), General Order 41-2020. Amended plans must list changed sections on page 1 or the amendments are ineffectiveDirect-pay, trustee-cured arrears
D.P.R.District of Puerto RicoDistrict guide →Local formChapter 13 Plan Local Form G, mandatory under PR LBR 3015-3(b) for every plan under §1321 or §1329(a); the rule requires the LBF-G instructions be "strictly followed". Local rules adopted by General Order 13-01Not yet verified
E.D. Mich.Eastern District of MichiganDistrict guide →Local model planDistrict model plan mandatory, published on the court site and at 13edm.com. Local Rule 3015-1 adds ELEVEN enumerated content requirements plus two mandatory attachments (Chapter 7 liquidation analysis and the court's Chapter 13 Worksheet). Interest must be stated as a number, not a formulaConduit — trustee effectuates changes (LR 3001-2)
D.N.J.District of New JerseyDistrict guide →Local formLocal Form Chapter 13 Plan and Motions, required by D.N.J. LBR 3015-1(a). The plan is also the motion vehicle: only a §522(f) lien avoidance and a lien-avoid-and-reclassify motion may ride in it, and when one does the plan is served on affected lienholders under Rule 9014 at least 28 days before confirmationNot yet verified
E.D. Va.Eastern District of VirginiaDistrict guide →Local formCourt-approved plan published as Exhibit 1 to the local rules; LBR 3015-2(A) calls it "the only acceptable form". Carries three motions (§506(a) valuation, §522(f) lien avoidance, §365 assumption/rejection). Inapplicable sections may lose their TEXT but must keep numbering and headings marked "None". Due 14 days after commencementNot yet verified
S.D. Ind.Southern District of IndianaDistrict guide →Local formLocal Form Plan, which S.D. Ind. B-3015-1(a) states "replaces Official Form 113 as permitted by Fed.R.Bankr.P. 3015.1". Adequate protection on personal property is fixed at 1% of the allowed secured claim. The TRUSTEE distributes the original and first two amended plans, not the debtorConduit REQUIRED if arrears exceed one monthly payment
D. Md.District of MarylandDistrict guide →Local formLocal Bankruptcy Form M, required by LBR 3015-1(a); rules and forms versioned together (Ver. 25.01, eff. 12/1/2025). A plan that values collateral or avoids a lien must be filed WITH its evidence package, plus Form M-1 service certificate and a Form O pre-confirmation certificateNot yet verified
C.D. Cal.Central District of CaliforniaDistrict guide →Local formMandatory Form F 3015-1.01 (April 2019) under FRBP 3015(b) and LBR 3015-1; the form states "This form is mandatory". Organised by Class 1 through Class 4 rather than Parts, carries the §341(a) and confirmation hearing details on its own face, and requires a division selection. Attachment B handles §506 valuation and lien avoidanceElective per claim — trustee or debtor
E.D.N.Y.Eastern District of New YorkDistrict guide →Local formE.D.N.Y. Form Chapter 13 Plan under LBR 3015-1(a). The local rules cite the form's internal section numbers (notably 3.7 on surrender and stay termination), so its structure is substantive. Service runs on two clocks: within 7 days of filing AND at least 28 days before confirmationNot yet verified
S.D. OhioSouthern District of OhioDistrict guide →Local formDistrict-wide Mandatory Form Plan under LBR 3015-1(a)(1), as amended eff. 10/1/2020 — that amendment REPLACED separate per-locality plans for Cincinnati, Columbus and Dayton, so older guidance is stale. Variations need a motion for leave that the rule says will usually be denied, and noncompliance may reduce or disallow ATTORNEY FEESNot yet verified
E.D. Tenn.Eastern District of TennesseeDistrict guide →Local formLocal Form 3015.1, mandatory under LBR 3015-1(a). Counsel's signature certifies the debtor consented to the plan's provisions and authorized filing. Flat fees are requested INSIDE the plan's administrative expenses section. Rule 7004 service by certified mail under 7004(h) where the creditor is an insured depository institutionNot yet verified
D. Ariz.District of ArizonaDistrict guide →Local formLocal Form 2084-4, mandatory under Rule 2084-4(a) for all original, amended and modified plans, under local rules effective 6/1/2026. All sections must be completed or marked N/A or NONE. Forms 2084-4A and 2084-4B go to the TRUSTEE, not the court, within 7 days of the petitionConduit MANDATORY on non-HOA default; excused only by court order
E.D. Cal.Eastern District of CaliforniaDistrict guide →Local formForm EDC 3-080, mandatory under LBR 3015-1(a) — and the mandate covers the trustee and unsecured claim holders as plan proponents too, not only debtors. Local rules revised April 2026. Attorney compensation is elected in plan §3.05 of the FIRST plan filed; omission is deemed an electionNot yet verified
M.D. Tenn.Middle District of TennesseeDistrict guide →Local formLocal Chapter 13 Plan under LBR 3015-1(a) and FRBP 3015.1. Deviating provisions are effective ONLY in the nonstandard provisions section. ⚠️ Objections to confirmation are due 5 calendar days before the MEETING OF CREDITORS, not the confirmation hearing, and may be made orally on the record thereNot yet verified
N.D. OhioNorthern District of OhioDistrict guide →Official Form 113Uses the NATIONAL form (12/17 revision); the local rules impose no Rule 3015 plan-form requirement on top of it. Verified by reading the court's own fillable PDF, which identifies itself as Official Form 113 — secondary sources disagreed. Note S.D. Ohio next door is the opposite and mandates a local planNot yet verified
D. Colo.District of ColoradoDistrict guide →Local formL.B.F. 3015-1.1, required in substantial conformity by L.B.R. 3015-1(b)(1); plan due within 14 days of petition or conversion with dismissal risk under §1307(c)(3). ⚠️ Objections due 7 days AFTER the meeting of creditors. General objections are not considered and may be stricken. A Verification of Confirmable Plan (L.B.F. 3015-1.3) can produce confirmation with no appearanceNot yet verified
D. Minn.District of MinnesotaDistrict guide →Local formLocal Form 3015-1 under LR 3015-1(a), amended effective 9/3/2025 — the FORM itself was rewritten to address lien avoidance, tax return treatment and cure payments, so a pre-September-2025 plan is missing content. LR 3015-2 is abrogated, as is LR 3012-1Not yet verified
D. Nev.District of NevadaDistrict guide →Local formLocal form plan which LR 3015(a) requires be used WITHOUT ALTERATION. Part of the procedure is delegated to trustee-published administration guidelines covering confirmation scheduling, objections and confirmation orders, revised from time to time. §1326(a)(1)(B)/(C) payments route through the trustee unless the plan expressly provides otherwiseNot yet verified
D. Or.District of OregonDistrict guide →Local formLBF 1300; LBR 3015-1(b)(1) records an EXPRESS opt-out from the national form under FRBP 3015.1 for cases commenced on or after 12/1/2017. Plan must be signed and dated with the date signed. Wage order on the TRUSTEE-SPECIFIC version of LBF 1351, or e-payment enrollment, due 7 days after the §341Not yet verified
M.D. Ala.Middle District of AlabamaDistrict guide →Local formLocal Form 6, mandatory under Rule 3015-1, which states that individual modifications to the form "will result in a nonconforming plan and will not be confirmed". Amended plans must bold and/or highlight every changed provision. Rule 3015-3 lists ELEVEN grounds for dismissal at a confirmation hearing. Local rules dated 4/1/2024Not yet verified
M.D. Ga.Middle District of GeorgiaDistrict guide →Local formStandard plan published in the CLERK'S INSTRUCTIONS, mandatory under LBR 3015-1(b)(1) and binding on the trustee and claim holders as proponents too. Deviations are permitted only inside the special provision section; a varying provision outside it is DEEMED VOID. Property of the estate does NOT revest at confirmation unless conspicuously stated. 36-month minimum planConduit required at FOUR or more missed payments (§1322(b)(5))
W.D. La.Western District of LouisianaDistrict guide →Local formLocal Form Plan adopted under FRBP 3015.1 instead of the Official Form, used without alteration except as the form or FRBP 9009(a) allows. Rules revised 4/1/2026. Certificate of service required "or the plan may be stricken from the record". Non-trustee objections due 14 days before confirmation; the TRUSTEE may object at any time. Appendices may change without amending the rulesConduit at TWO+ missed payments; Shreveport tests 3 dates, $500 trustee discretion
D.S.C.District of South CarolinaDistrict guide →Local formExhibit A to SC LBR 3015-1, which is "incorporated into and made part of this rule as if fully set out within its text" — so plan conformity is rule compliance. Service is delegated to the DEBTOR by the rule under FRBP 2002(b), and the certificate must ATTACH the specific list of names and addresses served. §IV(A) allows counsel up to $1,000 from the initial disbursementNot yet verified
E.D. & W.D. Ark.Eastern & Western Districts of ArkansasDistrict guide →Local formLocal Form 13-1, the Arkansas Chapter 13 Plan, mandatory under LR 3015-1(a) for cases filed on or after 12/1/2017 and binding on the trustee and unsecured claim holders as proponents too. ⚠️ UNUSUAL: LR 3015-1(b) expressly PERMITS modifying the form's provisions where nonstandard provisions are noted as the form requires — the opposite of M.D. Ala. and Mississippi. One court covers both districtsNot yet verified
N.D. & S.D. Miss.Northern & Southern Districts of MississippiDistrict guide →Local formAppendix A to the JOINT Uniform Local Bankruptcy Rules of both districts, eff. 3/1/2026, required by Rule 3015.1-1. All entries must be TYPEWRITTEN. No striking standard provisions, adding standard provisions, or using Part 8 to alter standard terms; the court MAY STRIKE a plan with substantive alterations. Objection deadline is whatever Part 9 of Form 309I announcesNot yet verified
E.D. Ky.Eastern District of KentuckyDistrict guide →Local formLocal Form 3015-1(a) under LR 3015-1, rules effective 12/1/2024. Plan is served at the TIME it is filed, with a certificate. Confirmation may occur EARLIER than 21 days after the §341. An agreed order on a modification or a confirmation objection needs the trustee as signatory or a hearing follows. ⚠️ Filing fee installments may NOT be paid through the plan — the direct opposite of M.D. Ala.Not yet verified
E.D. Mo.Eastern District of MissouriDistrict guide →Local formLocal Form L.F. 13, revised 6/1/25 (an older 12/2019 version is still posted alongside it). Six parts, not Form 113's structure. The plan carries the division and the hearing date, time and courtroom on its own face. Part 6 is a CERTIFICATION that the plan adds nothing beyond the district's standard provisions except Part 5Elective — Part 3 Direct Pay checkbox
E.D. Pa.Eastern District of PennsylvaniaDistrict guide →Local formLocal Bankruptcy Form 3015.1, version 2024-1. Parts 2(c) and 2(e) MUST be completed in every plan, per the form's own instruction. Part 1 is the Rule 3015.1(c) disclosure block cross-referencing Parts 4 and 9. A separate Pre-Confirmation Certification is filed on L.B.F. 3015-6A (counsel) or 3015-6B (pro se). Note the rules manual is published as current through 12/1/2009 while the form is a 2024 revisionNot yet verified
E.D. Tex.Eastern District of TexasDistrict guide →Local formTXEB Local Form 3015-a (plan) and 3015-b (proposed confirmation order), required to substantially conform under LBR 3015-1(a); rules revised 8/22/2022. Certificate of service required "or such plan will be stricken". ⚠️ Adequate protection is 1.50% of utilized collateral value PER 30-DAY PERIOD paid to the TRUSTEE, not the creditor — compare S.D. Ind. at 1% of the allowed claimNot yet verified
N.D. Ill.Northern District of IllinoisDistrict guide →Official Form 113National form governs all cases filed since December 1, 2017. The district Model Plan was retired and LR 3015-1 is now reservedNot yet verified
N.D. Tex.Northern District of TexasDistrict guide →Local formDistrict plan form BTXN222, effective 5/12/2021. General Order 2026-01 makes nonstandard provisions ineffective unless flagged at the start and set out in the designated sectionNot yet verified
S.D. Tex.Southern District of TexasDistrict guide →Local formUniform Plan and Motion for Valuation, Form 13-1 (version July 15, 2025) with Plan Summary Form 13-2, adopted by General Order 2025-03, required by Local Rule 3015-1Conduit
W.D. Tex.Western District of TexasDistrict guide →Local formDistrict Form Chapter 13 Plan, current version effective February 3, 2025, required by Local Rule 3015-1. District has used its own form since November 2017; amended plans served at least 28 days before confirmationNot yet verified
W.D. Tenn.Western District of TennesseeDistrict guide →Local formChapter 13 Plan Local Form LF002F1, effective 7/1/2017, adopted by Standing Order 17-0003. 20 numbered provisions rather than Form 113's parts. Wage order is trustee-specific (MISC012MB for Brown, MISC012MS for Cruseturner)Elective — provision 6 chooses

How to read this

“Local form” means the court requires its own plan and will not accept Official Form 113. The authority column gives the rule or general order that imposes it, plus the version currently in force, because a district that adopted its own form years ago has usually revised it since and the old version will be rejected. “Conduit” means ongoing mortgage installments are disbursed by the Chapter 13 trustee; “direct-pay” means the debtor pays the lender directly while arrears cure through the plan. That distinction changes the plan payment calculation, so it is not a detail you can carry across district lines.

“Elective” means the district's own form carries both options and the plan must choose one on its face, which is a third category worth knowing about: W.D. Tenn. is widely called a conduit district because most cases run that way in practice, but the form does not mandate it, so an ambiguous plan is a confirmation problem rather than a default.

Cells marked not yet verified are districts where we have confirmed the plan form but not the mortgage treatment against a primary source. We would rather leave a gap than publish a guess, because the value of a reference table is that it is right.

The companion table

The plan form is the first thing that changes at a district line. The second is the deadline to object to confirmation, and that one is worse, because it is not merely a different number of days: it hangs on a different event. Our objection deadline reference sets out which event starts the clock in each district we have verified.

Why this table is incomplete on purpose

There are 94 U.S. bankruptcy districts and this table covers 37. We add a district when we have read its local rules, general orders and current plan form ourselves, which happens as we build out our district guides. Publishing 94 rows quickly would mean copying other people's summaries, and a plan form citation that is one revision out of date is worse than no citation at all.

Need the plan drafted, not just the form identified?

We prepare Chapter 13 plans on the correct district form, inside your own Best Case, Jubilee, or NextChapter account. $400 per case without the plan, $500 with it. If your district is not in the table yet, tell us which one it is and we will tell you plainly whether we already know it or need to learn it.

Verified August 2026 against each court's published local rules, general and standing orders, and current plan forms. Plan forms are revised without notice and local rules are renumbered, as S.D. Fla. did in June 2026 — always confirm against the court's own site before filing. Corrections are welcome at contact@paralegalbankruptcyservices.com. Services are provided exclusively to licensed attorneys and law firms. We are not a bankruptcy petition preparer and do not provide legal advice or services to the public.

Paralegal Bankruptcy Services is a 100% U.S.-based bankruptcy paralegal firm working exclusively for licensed attorneys and law firms. Chapter 7 preparation is $300 per case for a personal filing and $400 for a business filing, or $410 with extended case management through discharge. Chapter 13 is $400 per case, or $500 with plan drafting. Chapter 11 is billed at $90 per hour, and our general rate for overflow, amendments, and routine work is $70 per hour. An emergency skeleton petition to trigger the automatic stay is $175, with full schedules to follow. Chapter 7 cases come back in 7 days and Chapter 13 in 10, once we have a complete intake package. Our paralegals draft directly inside your Best Case, Jubilee, or NextChapter account, so nothing is re-keyed. We carry errors and omissions and cyber liability insurance, and our team of six is bilingual in English and Spanish.

Send us a Chapter 13

Drafted on your district's plan form, in your software, filing-ready for your signature.