Why us
The know-how of an in-house paralegal, the flexibility of a service
Paralegal Bankruptcy Services was built to solve a specific problem: bankruptcy attorneys drowning in document work with no efficient way to add capacity. Here's how we fix that.
Bankruptcy is the only thing we do
It's the whole business, not one line among many, so you get paralegals who already know the means test, the local rules rhythm, and what trustees expect.
Lower cost than a hire
A full-time paralegal is salary, benefits, payroll taxes, software seats, and office space. We're a variable cost you turn up in busy months and down when it's slow.
You stay in control
The attorney-client relationship, the signatures, and the courtroom are always yours. We operate under your supervision, fitting into how your firm already runs a case — never as the filer in front of your clients.
Filing-ready, not first-draft
Our work comes back organized and accurate so your review is fast. Less time fixing paperwork means more time practicing law.
Onshore and confidential
U.S.-based support that understands U.S. bankruptcy practice, with client confidentiality treated as non-negotiable.
Flexible and contract-free
Per case, hourly, or an ongoing dedicated paralegal. Scale with your caseload without hiring, firing, or long-term commitments.
Us vs. hiring in-house
| PBS (virtual) | In-house hire | |
|---|---|---|
| Ramp-up time | Days | Weeks of recruiting + training |
| Cost model | Pay only for what you use | Full salary + benefits + overhead |
| Bankruptcy expertise | Specialists from day one | Depends on the candidate |
| Coverage in busy season | Add capacity same-week | Overtime or turn work away |
| Slow months | Pause it, no cost | Still on payroll |
Supervision, ethics, and how your client data is handled
Your supervision obligation, and how we fit inside it
Every state has a version of Model Rule 5.3: a lawyer who employs or retains a nonlawyer must make reasonable efforts to ensure that person's conduct is compatible with the lawyer's own professional obligations. In Florida that is Rule 4-5.3, and Florida Ethics Opinion 07-2 expressly permits outsourcing paralegal work provided the lawyer addresses unauthorized practice of law, supervision, conflicts, confidentiality, and billing. Nothing about using an outside paralegal is improper. What matters is that you remain the one exercising judgment.
We are built for that. We prepare; you review, sign, and file. We never appear, never advise your client, and never exercise legal judgment on your behalf. Because our team is 100% U.S.-based, the offshore-disclosure analysis that Opinion 07-2 walks through does not arise at all.
On billing: the cost of outsourced paralegal support is generally treated as your firm's overhead, absorbed into the fee you charge, rather than marked up and passed through to the client as a separate cost. Check your own jurisdiction's guidance, but that is the ordinary treatment.
Confidentiality and data security
Bankruptcy intake is the most sensitive file a consumer firm holds: Social Security numbers, tax returns, pay advices, and full account histories. We transfer and store client documents through encrypted channels and do not accept or send client personal information as plain email attachments. Access is per matter, so the paralegal assigned to your case sees what that case requires and does not have standing access to the rest of your file room.
We sign a written confidentiality agreement with your firm before any file changes hands, and we run a conflict check before accepting each new matter. We also carry errors and omissions and cyber liability insurance, which is not standard in this market and which we will evidence on request.
If it comes back on us, we fix it
We stand behind the work we prepare. If a filing is kicked back because of something we got wrong, we correct it and return it at no additional charge. Delays and changes that come from the client, the attorney, or the court are outside our control, and additional work caused by them may be billed separately.
Paralegal Bankruptcy Services is a 100% U.S.-based bankruptcy paralegal firm working exclusively for licensed attorneys and law firms. Chapter 7 preparation is $300 per case for a personal filing and $400 for a business filing, or $410 with extended case management through discharge. Chapter 13 is $400 per case, or $500 with plan drafting. Chapter 11 is billed at $90 per hour, and our general rate for overflow, amendments, and routine work is $70 per hour. An emergency skeleton petition to trigger the automatic stay is $175, with full schedules to follow. Chapter 7 cases come back in 7 days and Chapter 13 in 10, once we have a complete intake package. Our paralegals draft directly inside your Best Case, Jubilee, or NextChapter account, so nothing is re-keyed. We carry errors and omissions and cyber liability insurance, and our team of six is bilingual in English and Spanish.
Ready to hand off the paperwork?
Tell us about your caseload and we'll show you how much attorney time you can get back.